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Fix & Flip

Single-Family Investment Capital, Built for Execution

At CapCana Capital, we believe a fix-and-flip is never really about the house. It is about the plan.

We often say that execution begins with understanding. Before we discuss leverage, points, or rates, we want to understand the property you have found, the work it needs, and the numbers that have to hold for the project to succeed.

A good flip lives or dies on two things: buying right and executing on time. The financing should support both. When capital moves at the speed of the opportunity and the draw schedule matches the way you actually work, a renovation stays on track. When it does not, carrying costs quietly eat the profit.

Our role is to understand your project first, then match it with capital that fits how you operate, whether this is your second flip or your fiftieth.

What Our Fix-and-Flip Financing Is Built to Do

  • Fund up to 90 percent of the purchase price
  • Cover up to 100 percent of rehab costs, depending on the deal
  • Move quickly enough to compete in fast markets
  • Support both experienced operators and investors building their track record
  • Evaluate a fix-to-rent path from the start, so short-term and long-term financing are considered together rather than in sequence

That last point matters more than most investors expect. Some of the best outcomes come from deciding early whether a property is a sale or a hold. Looking at both a bridge and a DSCR exit at the same time often reveals the more profitable path before the first wall comes down.

How we think at CapCana Capital

We do not begin by asking how much you want to borrow. We begin by asking what you are building and where it is going. A flip meant for a quick resale is financed differently than one you intend to refinance and hold. Understanding the exit before the purchase closes is what turns a single project into a repeatable strategy.

And that is why, at CapCana Capital, we believe execution begins with understanding.

Fix & Flip FAQ

What is a fix-and-flip loan?
It is short-term financing used to purchase and renovate a property with the intention of selling or refinancing it once the work is complete. The loan is built around the project rather than long-term income, which is why speed and a clear renovation plan matter more than they would for a conventional mortgage.
How much of the purchase and rehab can be financed?
Depending on the deal, financing can reach up to 90 percent of the purchase price and up to 100 percent of rehab costs. The exact leverage depends on the property, the scope of work, and your experience, which is why we look at the full picture before quoting a structure.
Do I need previous flipping experience to qualify?
Not necessarily. These programs are built for both experienced operators and investors building their track record. Experience can affect terms, but a well-structured deal with a realistic budget and a clear exit can still move forward.
What is a fix-to-rent strategy?
It is deciding at the outset whether a property might be renovated and then held as a rental rather than sold. Considering a DSCR refinance alongside the initial flip financing often reveals the more profitable path before the project begins.
How fast can this type of financing close?
Fix-and-flip capital is designed to move quickly, which is often what allows an investor to win a competitive deal. Timelines vary by lender and by how prepared the file is, so having your numbers and documents ready shortens the process considerably.